# User Guide

Getting started with Venzo Pay is a seamless process designed to minimize friction and maximize speed to first transaction.

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**Account Creation:** Download the Venzo app and complete a streamlined KYC (Know Your Customer) process. Venzo uses AI-powered identity verification to complete KYC in under 2 minutes for most users.
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**Card Issuance:** Upon approval, instantly generate a virtual Venzo Card and add it to your mobile wallet. Request a physical card to be mailed to your address.
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**Funding:** Fund your account via fiat bank transfer (using your dedicated IBAN), credit/debit card top-up, or by depositing crypto/stablecoins from an external wallet.
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**Deploy Capital:** Optionally deploy your balance into Venzo Earn vaults to start earning yield immediately.
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**Start Spending:** Use your Venzo Card online, in-store, or at ATMs worldwide. Cashback rewards are credited instantly.
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**Manage Preferences:** Through the Venzo app, manage card settings, view transaction history, track cashback rewards, set spending limits, and adjust security preferences.
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# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://venzofinance.gitbook.io/venzofinance-docs/venzo-card/user-guide.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.