> For the complete documentation index, see [llms.txt](https://venzofinance.gitbook.io/venzofinance-docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://venzofinance.gitbook.io/venzofinance-docs/legal-and-compliance/eligibility-and-compliance.md). # Eligibility & Compliance {% hint style="info" %} Participating in Venzo vaults, vault receipt tokens, or other Venzo Earn products involves risk, including the possible loss of all capital committed. Users should review the relevant product documentation, risk disclosures, redemption terms, fees, and eligibility requirements before participating. {% endhint %} Venzo is a stablecoin-powered neofinance product built on top of City Protocol. Venzo provides the user-facing Earn experience and curates access to selected vault strategies. City Protocol provides the underlying vault, receipt-token, NAV, reporting, policy, and access-control infrastructure. This structure is designed to make participation more understandable and controlled, but it does not remove investment, liquidity, operational, counterparty, regulatory, or smart contract risk. Access to Venzo products may differ by user type, jurisdiction, strategy, investor classification, wallet history, product capacity, and product-specific legal documentation. A product appearing in the Venzo interface does not guarantee that every user may participate. ### **Is Venzo Right for You?** Venzo products are intended for users who understand digital assets, stablecoins, wallets, DeFi or CeFi infrastructure, and the risks of onchain interaction. **Our products may be suitable for users who:** * Understand that vault receipt tokens do not guarantee fixed value, instant redemption, or principal protection. * Are comfortable reviewing product-specific terms before subscribing to a vault. * Are risk-aware and understand strategy, market, counterparty, liquidity, smart contract, and NAV update risks. * Want clear vault controls, including eligibility rules, NAV reporting, strategy limits, redemption workflows, and vault-level transparency. * Are willing to complete KYC, AML, source-of-funds, source-of-wealth, accreditation, professional-investor, or other onboarding checks where required. Venzo products may not be suitable for users who need guaranteed yield, immediate liquidity, bank-deposit protection, government insurance, or principal preservation. ### **Who May Participate?** Participation is limited to users who satisfy the eligibility rules for the relevant product. Some Venzo products may be available to broader eligible users. Other products, including institution-style dealflow, managed-account strategies, secured private-credit vaults, or higher-complexity strategies, may be limited to professional investors, qualified investors, institutions, family offices, high-net-worth users, or manually approved wallets. Eligibility may depend on jurisdiction, investor category, wallet screening, sanctions status, KYC or AML status, source of funds, source of wealth, accreditation or professional-investor status, product capacity, and product-specific documentation. ### **Who May Not Participate?** You may not participate in a Venzo product if you are not permitted under the applicable product documentation or access rules. This may include: * Restricted persons, including users from jurisdictions where the relevant product is not offered, including U.S. Persons where restricted by product documentation. * Users located in, organized in, ordinarily resident in, or operating from sanctioned jurisdictions. * Individuals, entities, wallets, beneficial owners, or counterparties identified on applicable sanctions, watchlist, terrorism-financing, money-laundering, or travel-ban lists. * Users, wallets, or entities associated with money laundering, terrorism financing, cybercrime, ransomware, hacks, scams, stolen funds, market manipulation, mixer abuse, fraud, or other illicit activity. * Users attempting to bypass geographic, wallet, KYC, investor-classification, product-capacity, or smart-contract access controls. * Users who do not meet the investor category, minimum subscription, whitelist, wallet-screening, source-of-funds, source-of-wealth, or other requirements for a specific vault. ### **Compliance & Safety Checks** Venzo may apply compliance and safety checks at the website, application, onboarding, wallet, and vault-access levels. City Protocol-powered infrastructure can support policy enforcement at the vault level, while Venzo and its service providers may apply additional offchain review and monitoring. Checks may include: * Geographic and jurisdictional controls based on IP intelligence, residency, citizenship, entity domicile, beneficial ownership, product documentation, or applicable law. * Wallet screening against sanctions lists, illicit-finance indicators, hacks, scams, mixer proximity, stolen-funds exposure, fraud patterns, ransomware activity, and other risk signals. * KYC, AML, source-of-funds, source-of-wealth, identity, entity, beneficial ownership, or address verification where required. * Investor classification checks for products limited to professional investors, qualified investors, accredited investors, institutions, family offices, or other approved categories. * Product whitelisting, denylists, signed authorizations, subscription limits, transfer restrictions, or manually approved wallet access. * Dealflow-specific controls for strategies with different onboarding standards, liquidity terms, jurisdictional restrictions, reporting rights, and investor classifications. * Market integrity monitoring for wash activity, price distortion, Sybil behavior, coordinated evasion, abnormal subscription or redemption behavior, or attempts to exploit vault mechanics. ### **Access Restrictions and Protective Actions** Venzo reserves the right, where permitted by applicable terms and law, to request additional information, refuse service, block access, restrict wallet interaction, deny subscription, delay or reject redemption, disable transfer, freeze participation pending review, or take other protective action where required for compliance, safety, or product integrity. Where necessary, Venzo or the relevant product operator may pause or restrict product access, new deposits, new redemption requests, transfers, strategy allocation, strategy execution, NAV update processing, claims, or other product actions. These controls may be used in response to suspected wallet compromise, sanctions exposure, compliance breach, exploit activity, abnormal market conditions, strategy issues, operational failures, valuation concerns, or other risk events. Eligibility approval is not investment advice and does not mean that a product is suitable for a user. Passing compliance checks does not remove investment risk. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. 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